Insurance for Drivers with a Foreign License

Whether traveling for business, attending school here or visiting for fun, understanding how to secure appropriate auto insurance coverage in the United States is crucial. Most states require minimum amounts of auto liability insurance to help cover third-party accident-related expenses.

Fortunately, many insurance companies offer policies tailored to your unique situation. Here are some key points to consider:

• Eligibility—Insurance providers may require you to have a valid international driving permit (IDP) along with your foreign license.

• Coverage options—You can typically choose from various coverage types in addition to minimum amounts of liability insurance. Your agent can help assess your situation to determine the appropriate types and amounts of coverage.

• Duration of stay—The length of your stay can impact your insurance options. Short-term visitors might opt for temporary insurance, while long-term residents should consider standard policies.

Steps to Obtain Insurance

Securing car insurance with a foreign license involves a few essential steps:

• Research providers—Your agent can help you find insurance companies that specialize in policies for foreign drivers. These providers understand the nuances of international driving permits and foreign licenses.

• Gather documentation—Be prepared to provide your foreign license, IDP, passport and proof of residency. Some insurers might also request a driving record from your home country.

• Compare quotes—Obtain quotes from multiple insurers to find the best rates and coverage options. Ask about discounts you might be eligible for.

• Understand the policy—Carefully read through the policy details. Pay attention to coverage limits, deductibles and any exclusions that might apply.

• Purchase the policy—Once you’ve selected your best option, complete the purchase process. Ensure you receive proof of insurance and keep it in your vehicle.

Contact Us

Contact Lamas Insurance Agency in Tyler, Texas, for a personalized auto insurance quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.