Motorcycle Insurance in Tyler, TX
In Texas, owning or riding a motorcycle often requires motorcycle insurance. The right insurance policy is essential for legal compliance and can offer financial protection against accidents, theft or damage to your bike.
At Lamas Insurance Agency, we specialize in helping riders evaluate their coverage needs and find the right policies. With over 20 years of experience serving the families and individuals of Tyler, Texas, we are committed to ensuring you get the best value for your insurance investment.
What Does Motorcycle Insurance Cover?
The specifics of your motorcycle insurance coverage can vary based on your policy. Here are some common coverages:
- Liability protection may cover bodily injury and property damage you may cause to others while riding.
- Uninsured/underinsured motorist coverage may protect you if you or your passengers are injured or your bike is damaged in an accident with an at-fault uninsured or underinsured driver.
- Collision coverage may pay for damage to your motorcycle from a collision with another vehicle or stationary object.
- Comprehensive coverage may cover noncollision damage such as vandalism, fire, theft and other covered events.
- Roadside assistance may help pay for assistance if your bike breaks down, such as for towing.
- Trip interruption expenses may reimburse you for unexpected costs if your trip is interrupted due to a covered event.
- Additional equipment coverage may protect specialized or extra equipment on your bike.
Why Do You Need This Insurance?
Motorcycle insurance may be legally required, depending on your state. For example, Texas generally requires bodily injury and property damage liability coverage to help prove financial responsibility. If you’ve financed your motorcycle, your lender might require additional coverage. Regardless of these requirements, having adequate motorcycle insurance is crucial to protect you financially against accidents, damage or theft. Without coverage, you may have to pay all related expenses out of pocket.
How to Get Motorcycle Insurance
If you need a motorcycle insurance policy, Lamas Insurance Agency is here to assist you. Contact us today to discuss your needs and request a free quote.